In fact, there are some amazing places around the world where you can live quite well on less than $30,000 a year, according Jennifer Stevens, executive editor of International Living. The overseas retirement website recently released its Annual Global Retirement Index for 2019, a ranking of the best countries for retirement.

“It’s a little counter-intuitive — people always assume that to retire on a tropical beach, for instance, you have to have millions in the bank,” she told CNBC.

However, “in the right places, expats find that they can live comfortably — even luxuriously — on a Social Security income alone,” she said.

For example, in some spots, a budget of $2,000 a month can get you luxuries like a housekeeper, dining out on a regular basis and vacations. And if you have more to spend, on the order of $3,000 to $5,000 a month, you can live “like royalty” and enjoy perks like a penthouse apartment, a housekeeper and even a chef, Stevens said.

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